Prerequisites
Before adding a payment method, ensure:
- Your AdSense account is approved and in good standing.
- You’ve crossed the payment threshold (typically $100 for most countries).
- You have a valid payment method supported in your country (e.g., bank account, wire transfer, or check).
Step 1: Log into Google AdSense
- Go to Google AdSense.
- Sign in with the Google account linked to your AdSense profile.
Step 2: Navigate to Payments Settings
- Click the gear icon (⚙️) in the top-right corner.
- Select Payments from the dropdown menu.
- Choose Payment settings under the "Settings" section.
Step 3: Add a New Payment Method
Google AdSense supports multiple payment methods depending on your country. Below are the most common options:
A. Bank Account (Direct Deposit/EFT)
Available in the U.S., Canada, EU, Australia, and many other regions.
- Click Add payment method.
- Select Bank account.
- Enter your bank details:
- Account holder name (must match your AdSense account name).
- Bank name, routing number (U.S.), IBAN (EU), or BSB (Australia).
- Account number.
- Click Save.
Note: For non-U.S. banks, ensure your account accepts USD or local currency transfers to avoid fees.
B. Wire Transfer
Available globally but may incur fees.
- Select Wire transfer as the payment method.
- Provide your bank’s SWIFT/BIC code, account number, and branch details.
- Confirm intermediary bank details if required.
C. Check (Mail)
Available in limited countries (e.g., U.S., India).
- Choose Check as the payment method.
- Verify your mailing address is up-to-date under Payments > Manage settings.
D. Other Methods
- SEPA Transfer (EU): For euro-denominated payments.
- Rapida (Germany): Instant bank transfer.
- Western Union: Available in countries with limited banking infrastructure.
Step 4: Verify Your Payment Method (If Required)
- Bank Account Verification: Google may send a small test deposit (e.g., $0.01–$1) to your account. Confirm the amount in AdSense within 3–5 business days.
- Address Verification: For checks, ensure your mailing address matches government-issued ID.
Step 5: Set a Primary Payment Method
- Go to Payment methods.
- Click Set as primary next to your preferred method.
- Click Save.
Note: Google pays out around the 21st of each month if your balance meets the threshold.
Troubleshooting Common Issues
1. “Payment Method Not Supported”
- Check Google’s list of supported payment methods for your country.
- Use a different bank or currency (e.g., USD instead of EUR).
2. Failed Verification
- Ensure bank details are 100% accurate (no typos in account numbers).
- Contact your bank to confirm they accept transfers from Google.
3. Delayed Payments
- Verify your account has no policy violations or holds.
- Check for holidays or weekends delaying bank processing.
Best Practices for 2025
- Update Expired Methods: Remove old bank accounts or cards to avoid payment failures.
- Use Fast Payment Options: Direct deposit or SEPA transfers are faster than checks.
- Monitor Currency Conversion Fees: Opt for local currency payouts if possible.
FAQ
Q: Can I use a joint bank account?
A: Yes, but the account holder name must match your AdSense account name.
Q: How long does verification take?
A: 1–5 business days, depending on your bank.
Q: Can I add multiple payment methods?
A: Yes, but only one can be set as primary.
Q: Why is my payment method “Pending”?
A: Google is verifying your details. Wait 48 hours or check for errors.
Conclusion
Adding a payment method to Google AdSense is straightforward if you follow the steps above. Always double-check your details and stay informed about regional requirements. For real-time updates, visit the AdSense Help Center or contact support via the “Help” button in your account dashboard.
By ensuring your payment settings are accurate, you’ll receive your ad earnings smoothly and on time!